Did you know the federal government is now offering a free $1,000 investment account for every child born between January 1, 2025 and December 31, 2028? Beginning July 4, 2026, eligible children receive $1,000 in seed money that gets invested in the stock market and grows until your child turns 18. You can also add up to $5,000 a year on top of that. It’s a genuine head start, and it doesn’t cost you a thing to claim it.
Here’s what makes this so powerful: time. A $1,000 investment today can grow into something meaningful over 18 years. If you contribute to it regularly, the account could be worth over $190,000 by the time your child is ready to leave the nest.
You’ll have built a great foundation for your child’s future.
And like any foundation, it works best when the rest of the house is built around it. A financial investment account is a wonderful gift, but the greatest gift you can give your child is knowing that no matter what happens, they are taken care of. That means having an estate plan that names a legal guardian for your children. Reach out to us today ensure your children’s future is protected in every way that matters.
How to Get Started in 3 Easy Steps
Visit
TrumpAccounts.gov
and fill out IRS Form 4547. Available starting July 4, 2026.
The U.S. Treasury deposits $1,000 into your child’s account, automatically invested in a stock index fund.
Transfer to a brokerage for more investment control. Contact us for a warm introduction to a brokerage!
A strong legal plan protects more than assets. It protects the people you care about most. Bielski Chapman, Ltd. helps individuals, couples and families across Chicago create thoughtful strategies that reduce risk, prevent conflict, and build long-term security. Schedule your consultation today.
